Georgia Student Finance Authority Terms of Use


This site has been designed by Georgia Student Finance Authority (GSFA) to provide you with a more personalized process for servicing your student loans. As used on the site, the term "you" means any person who views, accesses, uses, or obtains information from the site, or who obtains information by monitoring activity to and from the Site.


ACCEPTANCE OF TERMS


By using the site in any way, you agree to the following terms and conditions ("Terms of Use"). Unless we expressly provide otherwise, these Terms of Use incorporate and, to the extent of any inconsistency, supersede any other terms associated with the files and software applications available on the site's domains. If you do not accept these Terms of Use, you may not access or use this Site.


DESCRIPTION OF SERVICES


We provide users with access to an extensive collection of student loan account information, education planning and college preparatory resources including but not limited to various applications, planners, a portfolio, and search capabilities ("Service"). We provide the Service "AS-IS" and may modify or terminate our services without notice to you or any user. In addition, should you use the site or any content for any purpose that is unlawful or prohibited by these Terms of Use, we reserve the right to suspend or terminate your account and refuse any and all current or future use of any portion of the site.


ACCOUNT INFORMATION, PASSWORD PROTECTION & INDEMNIFICATION


This website provides a secure online tool that enables you to manage your student loan account with us via the Internet. If you create an online account, you are responsible for maintaining the confidentiality of any username and password and for each and every activity that occurs under your password or account through this site. You agree to protect and keep confidential your account information, user IDs, passwords, PINs, or any other means of accessing your account or any other information or content on the site, as applicable. You also agree to immediately notify GSFA of any unauthorized use of your account or any other breach of security known to you regarding your account or use of this site. We may immediately issue a warning, temporarily suspend, indefinitely suspend or terminate your access to and use of the site as well as any of your other current activities involving the site if you breach these Terms of Use. If you disclose any of the foregoing information, you assume any risks and losses associated with such disclosure. If you permit any other person to access your account or your account information, user IDs, passwords, PINs, or any other means of accessing your account, you are responsible for any resulting transactions or activities. You agree to indemnify, defend, and hold harmless GSFA, its directors, officers, employees, and agents from and against any losses, expenses, damages, and costs, including reasonable attorney fees, arising out of or relating to your use of this site or use by any other person accessing this site using your username and password. You agree to provide accurate, complete and up-to-date information about yourself. If any of the information you provide is not true, inaccurate, incomplete or out of date, GSFA may terminate your username and password and otherwise terminate your use of the services portions of the site.


THIRD PARTY WEBSITES


We may provide links to other websites controlled or offered by third parties ("Linked Website"). These links are offered for student loan transaction and informational purposes only. Our inclusion of a link to a Linked Website does not imply approval or endorsement of the Linked Website or any products or services offered on a Linked Website. We are not responsible for the content, accuracy, reliability or opinions expressed in a Linked Website. We have not investigated or monitored the Linked Website for accuracy or completeness. The Linked Website may have different privacy policies and security standards from ours. We are not responsible if any terms shown on our site differ from those shown on the Linked Website.


OWNERSHIP/USE OF CONTENT


The content included on this Site, including but not limited to trademarks and service marks (except as otherwise provided in these Terms of Use), text, graphics, logos, button icons, images, audio clips, trade names, domain names and software (collectively the "Content") and the collection, arrangement and assembly of the Content located on this Site is our property, or the property of others (where so indicated). Any use of this Content without our express written permission or as otherwise permitted by applicable law is strictly prohibited.


IMPORTANT DISCLAIMERS OF WARRANTY AND LIMITATIONS OF LIABILITY


You agree that your use of this Site and its Content is at your sole risk. This site, its content, and any services are provided "as-is", and the use of this site and any materials or information provided by Pathways2GSFA (including Third-Party information, products, and content) are done at your sole risk. None of GSFA, its employees, or agent's warrants that use of this site is free from error or interruption.


GSFA IS NOT LIABLE FOR ANY LOSS, INJURY OR DAMAGES, WHETHER SPECIAL, DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL, INCLUDING BUT NOT LIMITED TO, LOSS OF REVENUE, OPPORTUNITY, PROFIT OR DATA, WHETHER ARISING FROM OR RELATED TO ANY ACTION IN CONTRACT, NEGLIGENCE, TORT OR OTHERWISE, WHICH MAY RESULT FROM THE USE OF THIS SITE OR THE MATERIALS AND INFORMATION CONTAINED HERIN OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE ERROR, OMISSION, INTERRUPTION, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, MALICIOUS CODE, LINE SYSTEM FAILURE, LOSS OF DATA, LOSS OF USE, OR OTHER DEFECT RELATED TO THE SITE, EVEN IF GSFA IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.


You expressly agree that any damages, direct or indirect, special, incidental, consequential, or punitive, arising out of or related to use of this site are hereby excluded. The failure of GSFA to enforce or exercise any right or provision of these Terms of Use does not constitute a waiver of such right or provision. If any court of competent jurisdiction determines any provision of these Terms of Use to be invalid or illegal, the parties agree that the court give effect to the parties' intentions as reflected in the provision, and other provisions of the Terms of Use remain in full force and effect. You agree, that regardless of any law, statute or regulation indicating to the contrary, any claim or cause of action arising out of or related to the Terms of Use or use of the site must be filed within one year of such claim or cause of action arising or it shall be forever barred.


GOVERNING LAW; LIMITATIONS ON CLAIMS


These Terms of Use will be governed by and construed in accordance with the laws of the State of Georgia, notwithstanding your actual state or country of residence. By using this site you hereby consent to the exclusive personal jurisdiction and venue of the state courts of the State of Georgia. The site is controlled from within the United States. We make no representation that the content on our site is appropriate, legal or available for use in other locations. Those who choose to access the site from other locations do so at their own initiative and are responsible for compliance with applicable local laws. By registering for or entering this site, you consent and submit to the exclusive jurisdiction and venue of the state courts located within the State of Georgia.